POST FALLS, ID  – A Post Falls woman has been sentenced after being found guilty of two felony counts of insurance fraud following an investigation by the Idaho Department of Insurance Fraud Unit.

Michelle Stone was convicted by a Kootenai County jury on July 9, 2025, for filing a false insurance claim with Allstate Insurance after reporting an alleged burglary to the Post Falls Police Department. Investigators determined the photographs Stone submitted in support of her claim had been taken after the reported burglary date.

On October 14, 2025, Kootenai County District Court sentenced Stone to up to five years in prison, which was suspended in favor of supervised probation. She was also ordered to complete 150 hours of community service and pay court costs, fines, and restitution.

“This case demonstrates the importance of thorough investigation and cooperation between law enforcement and the Department of Insurance,” said Dean Cameron, Director of the Idaho Department of Insurance. “Insurance fraud is a serious crime that affects every honest policyholder through higher premiums.”